We Ensure The Best
Insurance Service

The Kenya Diaspora Welfare Association (KWA) is the welfare arm of the Kenya Diaspora Alliance (KDA) created to provide sustainable, affordable, and dignified welfare solutions for Kenyans abroad and their families at home. KWA addresses common diaspora challenges such as medical emergencies, last expense (funeral) costs, and family welfare needs by offering structured, reliable insurance and financial protection programs.

KWA partners with trusted and licensed insurance companies to deliver its welfare programs:

• Kenbright Insurance Brokers - Coordinates and manages KWAs insurance programs
• BUPA Global Provides international (global) medical coverage for diaspora members
• Jubilee Health Insurance - Provides local (Kenya) medical coverage for families back home
• Equity Health Cover (Equity Afia Network) - Offers affordable community-level healthcare options across Kenya

Together, these partnerships make quality healthcare and welfare protection accessible, affordable, and reliable.

The Diaspora Medical Insurance Cover is a dual-level health plan designed for Kenyans abroad and their families in Kenya. It combines global and local healthcare access - ensuring you can get treated anywhere in the world and your loved ones can receive cashless hospital care back home.

The cover operates under three key layers: 1. BUPA Global - For diaspora members abroad (international coverage) 2. Jubilee Health Insurance - For families in Kenya (comprehensive inpatient & outpatient cover) 3. Equity Health Cover (Equity Afia) - For members seeking affordable local outpatient and basic inpatient coverage All BUPA and Jubilee plans are coordinated by Kenbright, while Equity Health Cover runs separately under its own Equity Afia hospital network for those who prefer lower-cap, lower-cost plans.

Coverage Limit: Up to USD $3 million per year Network: 1.9 million+ healthcare providers in 190+ countries Emergency Evacuation & Repatriation: Fully covered Maternity & Newborn Care: Included in premium plans Mental Health & Chronic Conditions: Covered up to inpatient limits Outpatient & Preventive Care: Unlimited consultations & diagnostics Freedom of Choice: See any doctor or hospital worldwide 24/7 Helpline: Multilingual support across all time zones Your health travels with you - quality care wherever you live or work.

Coverage Limit: Up to KES 5 million per family per year Network: Over 800 hospitals and clinics across Kenya Cashless Access: For inpatient and outpatient services Chronic & Pre-existing Conditions: Fully covered Maternity: Up to KES 500,000 (Normal & CS) Dental & Optical: Optional add-ons at KES 20,000 each Emergency Ambulance (Road & Air): Fully covered Psychiatric & Post-Hospitalization: Up to 25% of inpatient limit + 30 days follow-up Trusted local care for your family, backed by Jubilees decades of experience.

Coverage Limit: Flexible, starting from KES 50,000 up to KES 200,000 Network: Over 100+ Equity Afia clinics & partner hospitals nationwide Services Include: Outpatient visits, lab tests, pharmacy, immunization, maternal health, and chronic disease management Affordable Premiums: Lower annual cost for basic and preventive healthcare Ideal For: Families upcountry or those preferring lower-cap, community-based healthcare Affordable, accessible, and community-driven care that reaches every corner of Kenya.

BUPA Global: From USD $3,000 per year ($250/month) Jubilee Health: From USD $1,000 (KES 130,000) per year Equity Health Cover: From as low as KES 26,000 per year All plans can be paid annually or via flexible diaspora payment options (All currency equivalents accepted).

When you join through KWA, you enjoy:

• Free onboarding and plan selection support
• Free wellness and information webinars
• Free assistance with claims and renewals through Kenbright
• Free diaspora community membership updates

(Note: Benefits activate upon premium payment.)

All BUPA Global and Jubilee Health policies are professionally managed and coordinated by Kenbright Insurance Brokers, ensuring smooth enrollment, claims management, and renewals. The Equity Health Cover operates separately within the Equity Afia network, offering an independent low-cost option for members.

The GLE Cover provides funeral and repatriation support for diaspora members and their families. It ensures that, in the unfortunate event of death, all funeral, transport, and related expenses are covered, easing the emotional and financial burden on families.

• The principal diaspora member
• Their spouse
• Dependents (children or parents, depending on the plan)

Coverage extends both at home and abroad.

Immediate cash benefit to cover funeral or repatriation costs Valid globally whether death occurs abroad or in Kenya Family coverage available under group or family packages Quick claims processing via Kenbright and KWA Affordable annual premium for peace of mind The GLE ensures dignity, respect, and financial stability for your family when they need it most.

Email: insurance@kda.global WhatsApp: +254 757 903 452 Register: kwa.kenyadiasporaalliance.org/registration-form Once registered, a Kenbright representative will guide you through plan selection, pricing, and onboarding.

Kenbright Insurance Brokers - 30+ years in insurance and actuarial services BUPA Global - Serves millions across 190+ countries Jubilee Health - Over 85 years as East Africa's health insurance leader Equity Health/Equity Afia - Over 100 community clinics across Kenya KDA Welfare Association (KWA) - 5 years of diaspora service, welfare advocacy & partnerships Together, we deliver trusted, professional, and compassionate welfare support.

Because KWA offers what no other organization does - a united, credible, and sustainable platform combining welfare, healthcare, and financial security for the Kenyan diaspora and their families. KWA: Empowering the Diaspora. Protecting Families. Ensuring Dignity.